With very little success of NFC and other mobile payment services it’s no surprise that Apple is a bit hesitate about the whole process so rumors that Apple is waiting back and seeing what happens before they make their decision on NFC isn’t that surprising. You can tell however Apple is putting it’s foot in the door with its PassBook update to iOS 6 where it trying to create a digital wallet for all of the things you would normally have to carry around on your person, such as things like boarding passes and store cards. It isn’t unthinkable that in a later update Apple might at a contactless payment system to PassBook however first it seems that they are going to wait it out, at least according to an article on the Wall Street Journal. Which is quoted as saying:
Holding back in mobile payments was a deliberate strategy, the result of deep discussion last year. Some Apple engineers argued for a more-aggressive approach that would integrate payments more directly.
But Apple executives chose the go-slow approach for now. An Apple spokeswoman declined to comment on the decision-making process.
When looking at Apples past successes you can see that it has done this before. Apple wasn’t exactly the first to enter the MP3 player, smartphone or tablet market. They sat and waited not they pretty much own all three markets.